Need to sell your house fast? Selling your home quickly becomes paramount when circumstances in life change drastically, such as job loss, sudden death, or economic distress. Likewise, if you have fallen behind on your mortgage payments and wish to avoid foreclosure proceedings, you’ll want to carefully consider your options. We’ll examine how to sell your house before the end of the year in Birmingham.
Top Agent
Working with a top real estate agent is one way you may sell your house before the end of the year in Birmingham. you’ll want to go into this relationship with your eyes wide open, being certain you clearly understand just what the agent will require of you financially, as far as professional photography, advertising expenses, and staging your home. Regrettably, when you list your home in the traditional manner these expenses will be deducted from the sales price of the home at closing. In addition to the expenses of working with a real estate agent, it can be an extremely stressful process. On top of your financial burdens, in traditional listings, there is no guarantee if or when the property will sell.
Dramatic Price Drop
In order to compete in a busy market, making a drastic drop in price can help to sell your house before the end of the year in Birmingham. If time is not on your side, while it can be painful to take a loss on your hard-earned equity, a lower listing price can bring in buyers who may have been unable to attain a home in your neighborhood otherwise. The downside is that these buyers are usually inexperienced, often backing out of deals at the last minute. Regrettably, this may leave you out of time to sell your house as well.
Short Sale
A short sale is another way to sell your house before the end of the year in Birmingham, In this process, property is sold for below the amount of debt remaining on the mortgage. A third-party purchases the mortgage, with the proceeds going directly to the lender. A drawback in this process in some cases, still being required to repay the difference between what was collected at the short sale and the amount remaining owing on the mortgage, known as the deficiency.
Transfer Your Mortgage
Assumable mortgages can allow you to sell your house before the end of the year in Birmingham. If you’re facing severe financial hardship, as a last resort you may have the option of transferring your mortgage, if you can find a buyer. It’s advisable to reach out to the lender beforehand, and discuss your situation so that you clearly understand the conditions under which the mortgage can be assumed. Whoever you transfer the mortgage to will have to qualify for the mortgage with the lender.
Direct Sale
A direct sale to Cahaba Home Buyers is the best way to sell your house before the end of the year in Birmingham! If you’re concerned about selling your home fast, our closings usually occur within 30 days or less. If your home is older, repair bills, and all the work and time required to market your home can be extremely expensive. Our professionals recognize just what they are taking on when they make an offer on your home as-is. By choosing a direct sale, you could quite literally save yourself thousands! There are no hidden fees, the price Cahaba Home Buyers offers is what you’ll receive. You can pack your bags, leave whatever you do not want as well as your monthly payments behind you. Cahaba Home Buyers saves you time, money, and stress! To learn more about us and what we can offer you, send us a message or give us a call! 205-390-1050